What Exactly Does Health Insurance Cover?

What Exactly Does Health Insurance Cover?

Health insurance or popularly known as private medical insurance covers any conditions which are short term and can be cured, even injuries which don’t last too long and are acute condition types would be covered. But when talking of such insurance policies, there are certain treatments and illnesses which are not covered under the scheme and we will tell you about them, so please read on and be well informed for the same.

Health insurance happily takes care if you have the following;

What Exactly Does Health Insurance Cover?

1. Short term treatment, or what is known as acute conditions

2. Tests for in patient care

3. Surgeries

4. Accommodation costs at reputed hospitals

5. Time costs for theatre usage

6. Nursing costs

7. Tests and diagnoses

8. Consultations with the medical head etc

Some policies also allow for testing with regard to out patient care, coverage while you travel overseas and cash paid treatments for those who use the government services as an in patient attendee.

Before you sign up for the health insurance policy, make sure you read all the terms and conditions. This would help you understand what coverage you can avail of and what you cannot. Some medical conditions, which you may have wouldn’t be covered under the policy you have taken, because it could be a long term illness or treatment which the company wouldn’t be able to manage and you would be asked to pay for.

Medical treatment and costs incurred by the company for your health through the health insurance policy would be ten times more and thus, the policy wouldn’t give you coverage for the same, so check with your insurance provider on any pre existing ailments and diseases or treatments you undergo, for it may NOT be covered.

What health insurance in wouldn’t cover are

1. Pre …

Things To Remember To Keep Your Eyes Healthy

Things To Remember To Keep Your Eyes Healthy

Surveys reveal that out of five senses, men and women are most fearful of losing sight, and for good reason, because we experience a great deal of the world around us with our eyes first. Listed below are some eye care guidelines to bear in mind.

Eat healthy

Although it is true that foods packed with Vitamin A can keep at bay several discomforts and conditions like drying of the eyes and night blindness, they are not a remedy by themselves, but you ought to include them in your daily meal plan nonetheless. Certain minerals are also believed to keep eyes healthy. Zinc, for instance, has been shown to reduce the risk of age-related vision changes. Antioxidants also help delay decline of vision related to aging.

Things To Remember To Keep Your Eyes Healthy

Prevent injuries to the eye

There is a substantial risk of harming your eyes in recreational settings or when you’re carrying out activities that produce air-borne debris. It is crucial that you remain fully aware to your tasks and your surroundings, and wear protective glasses which cover the eye from the front and from the sides.

Defend eyes from harmful UV rays

Daily exposure to UV rays can eventually result in cataracts and macular degeneration. You should wear sunglasses so you can minimize sunlight exposure and reduce the likelihood of your eyes aging prematurely. Select sunglasses that protect from UV A and B.

Prevent eye problems

Your daily practices can cause your eyes to gradually deteriorate from abuse. Refrain from reading in dim light, and take breaks periodically from whatever you are doing to give your eye muscles a time to rest.

Regular eye examinations

Visit an eye doctor every 2-4 years if you are between the ages of 40 and 65 and every 1-2 years if you are above 65. If you have …

De-Stress Your Home With These Top 7 Simple Tips

De-Stress Your Home With These Top 7 Simple Tips

There are many ways you can de-stress your home quickly. For example, use calming colors throughout your home. Calming colors such as blue, green, and beige can offer a more calming effect on your life. According to psychologists, when bright and intense colors are present throughout your home, it can change your mood pretty quickly to such a mood as anger and can actually quicken your pulse and raise your blood pressure.

Next de-clutter your home. When you have tons of “stuff” all of the place, even if the room is “clean”, it can actually create more stress in your life. Make your most common living spaces free of extra clutter and save the extra little things for other rooms in your home.

De-Stress Your Home With These Top 7 Simple Tips

Third, add lots of houseplants to your living space. Houseplants are great ways to bring the outdoors in. By using more of nature colors and by incorporating more of the outdoors, you are creating a naturally calming atmosphere. There is just something about nature that is calming.

Create your happy and relaxing zone in your house. Whether you designate a chair in the corner, or a lounge outside, make sure you have your place you can go to relax at home. This way when things get hectic you have your escape to rejuvenate!

Make your bed every day. I didn’t realize how this can actually make you feel great just by simply spending the extra 3 minutes a day making your bed. When things look put together especially in your bedroom, you don’t have to worry about it and can more effectively deal with everything else going on in your life.

Create a “catch all” place in your home. Designate a place in your home, whether in the kitchen, entryway, office, or wherever that you put a …

You Can Get Healthy With Brainwaves and Binaural Beats

Are you healthy? I’m not talking about how much you weigh or what size you are because health goes way beyond that. Yes, it’s true that our weight plays an important role in determining our health. For instance, if we happen to weigh a great deal above what our weight for height and age should be, then we are putting undue strain on our joints and organs. In saying that, you can be mildly overweight but still be healthy. The same goes for fitness. I have several friends that are fit, but they are not healthy! The sooner we realise this, the better.

We need to have good health because without it, we are more vulnerable to dis-ease. Diseases such as diabetes, high cholesterol, depression, ADD and cancer are becoming more prevalent in our world and they can affect anyone. Just because someone looks healthy, doesn’t mean they are. From the moment we are born, we are slowly dying! Doesn’t it make sense to look after our bodies and our minds so we can make the most of the time we have?

We all know that to have health we need to consume good food and water, do some physical activities, get enough sleep, have a balanced work life and be able to relax. Yes, we all know what we need to do, but we just don’t do it. Why? Because we haven’t programmed our mind to do it. The human mind is more powerful than any health program or diet. Dieticians and doctors can tell us what to eat but unless we include our mind, you will not achieve lasting results to get healthy. Our mind needs to be trained to send proper signal so that we automatically reach for the right food or perform the required …

Use The 80/20 Rule When It Comes To Exercise And Healthy Eating

You could think of your health and wellness like a bank account, your own personal bank account to be more exact. You can make deposits and you can make withdrawals. If you continue to make deposits over time you will end up with a healthy balance, have a body you are proud to live in and reap the rewards of peak health and fitness.

If you continue to make withdrawals at some point your account will become overdrawn and you could find yourself on the sharp end of poor health which can in the short term lead to a lower quality of life and in the long term to disease and a shortened life.

As it takes time to build this bank account it is all about the small deposits you make on a daily basis. Each healthy macro-nutrient balanced meal (protein, carbohydrates and fat) and each proper exercise session (where you are working your muscles properly) will add to your account balance.

Think of this as a journey – and a journey is made up of hundreds of small steps rather than being a one time event. It is the little things you do and do not do on a daily basis that add up and make a difference. Not a small difference either – but a really big difference over time.

It is easy to ignore habits that you know are not helping you to reach your long-term goals. We get busy and we get lazy and we just continue down the same old path because it is easier to do so. Change is hard so we tend to put it on the back burner. But as the years pass those add up and combine to work against our health.

You may think you are doing …