Pregnancy – Assisted Reproduction and Insurance
There are nearly six million pregnancies inside the United States every year. Almost three million of those are unplanned or unwanted. These are startling statistics to the 10% of ladies of childbearing years who try unsuccessfully to get pregnant. For these women, assisted reproductive technologies (ART) or even in vitro fertilization (IVF) procedures are their only hope for parenthood. Unfortunately, while insurance providers will cover the cost of unplanned pregnancies, most private insurance agencies do not cover alternative pregnancy options such as ART or IVF. Women and couples are forced to pay an average of over $12,000 per IVF cycle upfront, by way of example.
There are only 15 states within the U.S. that mandate some level of coverage for assisted pregnancy procedures. Even in these states, you can find severe limitations on coverage amounts and covered procedures. However, even limited coverage is better than no coverage mandated from the other 35 states. The lack of coverage for expensive procedures coupled with a women’s often strong desire to have children sets the stage for poor choices in healthcare hoping for your one in a million miracles. Similar problems were seen in the mid-twentieth century when the usage of contraception and abortions triggered dangerous medical situations involving women in desperate search of strategies to their reproductive issues.
It wouldn’t be outrageous to surmise that girls in desperate look for techniques to creating a successful pregnancy might additionally be tempted to find alternative, often dangerous procedures from questionable sources. This puts countless underinsured or uninsured women longing for a kid vulnerable to fraudulent, ill-conceived, and perchance dangerous healthcare providers wanting to exploit the necessity for cheaper and much easier entry to reproductive care. Studies and history have all shown that limiting access to healthcare on such basis as high costs result in …