Suffering from high blood pressure can put you at risk for a lot of serious health conditions. Hypertension can cause stroke, myocardial infarction, heart failure, kidney failure, and other serious conditions. This is why people diagnosed with hypertension can sometimes find themselves paying way too much for insurance or, in some cases, even denied health insurance altogether. But there are ways to make sure that you get the coverage you’re looking for at the best possible price. While you may have to pay more than others who don’t suffer from this condition, you can at least do your best to make sure that you’re not overpaying for insurance.
Considering health insurance
When considering health insurance, you should consider all of the medical care you will need for your high blood pressure. You may be prescribed medication, so you must ensure that you have prescription drug coverage in your insurance policy. You should also visit a cardiologist regularly to be evaluated, so you must make sure you don’t need a referral to see a specialist. And, because there is always the possibility that you suffer from one of the conditions triggered by hypertension, you must ensure that emergency treatment is included in your policy.
Reducing the insurance premium
One of the best ways to reduce your insurance premium is to control your high blood pressure. You must do your best to eat right, exercise, reduce alcohol consumption, and stop smoking. These are all factors that contribute to better blood pressure. And if an insurance company can see that you’re doing your best to address your blood pressure issues, then they’ll be more likely to offer you a lower premium, since they’ll see that you’re not using insurance as a substitute for good health.
While it may be tempting, do not, under any circumstances, attempt to hide your high blood pressure from your potential insurer. Insurance companies are very good about checking into the medical history of their clients and, if you’ve misrepresented the state of your health in any way, they will find out and there will be consequences. You can be left with all bills for any treatment related to your client’s theory and, if you misinterpret your health condition in any way, they will find out and there will be consequences. You can lose your insurance policy. You can be left with all bills for any treatment related to your condition. Even worse, you could be found guilty of insurance fraud and fined or even jailed. Honesty is the best policy in terms of health insurance.
If you need help finding certain coverage at a predetermined price, we can help you save up to 50% on your monthly health insurance premium.