It is important to understand,
when evaluating medical discount plans, that these plans are not the same thing
as medical insurance. These discount plans instead provide access through
membership to discounted services from select participating providers. In years
past, many companies with such plans carefully chose their marketing messages
to closely resemble features and benefits of major medical plans. However, with
increased regulations regarding fair marketing practices, these companies have
had to come clean and present their programs in a more honest light. As a
result, many companies have expanded their networks and service offerings to
provide an attractive alternative to expensive health insurance.
Today’s medical discount plans
offer more than just cheaper rates with participating doctors and pharmacies.
These plans not only offer those discounts, but access to hospitals, labs, and
diagnostic testing centers at the same reduced rates insurance companies pay
for the same services. Additionally, many of these plans have expanded to
include such services as accidental death insurance, accident protection
insurance, counseling, and alternative medicines. Each plan is required to meet
the strict guidelines set down by each state in terms of what coverage is
allowed and how these companies can bill their services.
In order to effectively evaluate
these new and improved medical discount plans, consumers must first look into
their state’s regulations regarding such companies. Much of this information
can be found on the state’s department of insurance or insurance commissioner’s
offices’ websites. After understand what your particular state requires, you
can select a discount plan that both meets your needs and is compliance with
state regulatory agencies. Consumer advocacy and patient advocacy groups can
also recommend good programs. For example the American Association of Retired
Persons and American Automobile Association often offer their members similar
programs and discount plans which are often worthwhile, …
Health – Consensus on Needs – gloominess on Action!
There is growing consensus that
the World needs a paradigm change in the way we care for personal and public
Health. Not only are the utterly Pharma-centric Health-care systems
dysfunctional in that the population is getting sicker not healthier, also the
systems are bankrupting whole economies. Hereafter the consent dissolves and
infinite debates go on how to approach change. This is the First in a series of
Articles focusing on conditions that must set the stage for effecting change:
explicit understanding of what is meant when we talk Health. Then Individuals
can discover how they can effectively predict their Health and prevent Illness.
There are many Words in the
English Language that we often use but never peruse, in the belief that their
meaning in generally understood without ambiguity; such words are, for example:
Birth, Married, Children, Parent, Dead, and so on. But and infinite majority of
the words we use have meaning which is dependent on the context, and that means
these words are interpreted by the listener according to their situation. Just
consider words like Water, Pain, Fire, Taxes, Work, or Freedom. Now, the quote
by the famous German Philosopher Ludwig Wittgenstein starts making sense;
How Do I Know What I Mean When I Say Something?
If we could and would actually
ponder this quote every time before we speak, we would live in a different
World with at least a lot less misunderstandings. Let’s analyze the term
“Health” to illustrate the huge personal, societal, political and
economical impact the use and definition of a Word can have.
What is Health?
The implicit meaning of Health is
plainly understood when we use the word Vitality instead’ because Vitality
refers to the perception of the observer of a Healthy person’s …
Voter registration ended earlier
this month, on Tuesday October 9th, here in Florida and in several other swing
states. Those of us working hard to elect leaders who understand and care about
public health issues, leaders like President Obama and Florida’s Senator Bill
Nelson, temporarily put down our clipboards, taking a tiny rest before gearing
up to go get out the vote. We need a government that stands up for public
health, not one dead set on tearing down longstanding, hard-won protections for
people and the environment.
But lots of us devote so much
mental energy to this election that it actually starts to sap our energy. It’s
hard to stop stewing over the polls at night when a person, and it’s not just
me but lots of us, has the bad habit of checking our favorite political
tracking blogs right before turning in.
Anyway, October 9th was the last
day in the long chapter in which we have been striving to register thousands
upon thousands of new voters. Trained in newly passed and unnecessary state
regulations, black pens and clipboards at the ready, we hardcore Obama
supporters registered voters in apartment complexes, the aisles of big box
stores, hair salons, parks and parking lots. Some of us stayed up late into the
night at big events full of likely Obama supporters, gay-pride dances and
festival celebrating Hispanic culture.
We worked round the clock,
looking for ordinary Americans, hoping that they will vote in the best
interests of themselves and their families; hoping that they will vote for
better solutions to our major public health issues, and better health for all;
hoping that they will vote Democratic.
Our work to register voters in
the ranks of the lower- and middle-classes proved a real struggle against
powerful, coordinated forces trying to …
Surveys reveal that out of five senses, men and women are
most fearful of losing sight, and for good reason, because we experience a
great deal of the world around us with our eyes first. Listed below are some
eye care guidelines to bear in mind.
Although it is true that foods packed with Vitamin A can
keep at bay several discomforts and conditions like drying of the eyes and
night blindness, they are not a remedy by themselves, but you ought to include
them in your daily meal plan nonetheless. Certain minerals are also believed to
keep eyes healthy. Zinc, for instance, has been shown to reduce the risk of
age-related vision changes. Antioxidants also help delay decline of vision
related to aging.
Prevent injuries to the eye
There is a substantial risk of harming your eyes in
recreational settings or when you’re carrying out activities that produce
air-borne debris. It is crucial that you remain fully aware to your tasks and
your surroundings, and wear protective glasses which cover the eye from the
front and from the sides.
Defend eyes from harmful UV rays
Daily exposure to UV rays can eventually result in cataracts
and macular degeneration. You should wear sunglasses so you can minimize
sunlight exposure and reduce the likelihood of your eyes aging prematurely.
Select sunglasses that protect from UV A and B.
Prevent eye problems
Your daily practices can cause your eyes to gradually
deteriorate from abuse. Refrain from reading in dim light, and take breaks
periodically from whatever you are doing to give your eye muscles a time to
Regular eye examinations
Visit an eye doctor every 2-4 years if you are between the
ages of 40 and 65 and every 1-2 years if you are above 65. If you have …
Most business owners would really really like to be in a
position to realize if their organizations are realizing their full prospective
or not. The problem is the fact that they can’t see the wood for the trees.
They get so close towards the organization they could no longer be objective
about what performs and what does not work.
Those with some dollars to spare will generally employ a
management consultant to come in and take a look under the hood. Nonetheless,
there are actually bad too as superior management consultants and it really is
difficult to know for anyone who is going to acquire value or not ahead of you
may have written a sizable cheque. So what will be the other alternatives?
Have you ever thought of carrying out a root and branch
evaluation of the organization your self? Would you understand exactly where to
start? Are you confident that you simply would ask and answer all the tough
inquiries objectively? Would you know what the difficult inquiries are? Would
your employees offer you truthful feedback?
In general, enterprises is usually split into separate
functional locations for instance finance, production/operations, sales,
advertising, and logistics, which could be examined one by one particular. So,
do you analyze one particular department or function at a time? Are you able to
recognize the need for adjustments or will you continue to do points precisely
the same old way because you have got usually done them that way. Have you got
the self-confidence to determine what your enterprise does truly nicely after
which build on this inherent strength?
The concerns look endless. Even so, you can strategy the
enterprise wellness check in a more systematic way. You just have to have to
understand what the key areas for analysis are. Diverse consultants …